Angreny, Yany, Nabillah Ferozy Islamy, and Islamiaty Ruhlfie Puteri. 2024. “Bank Specific Factors That Affect Credit Risk”. Proceeding of the International Conference on Multidisciplinary Research for Sustainable Innovation 1 (1):222-30. https://proceeding.researchsynergypress.com/index.php/icmrsi/article/view/802.