Financial Literation And Other Factors Affecting Interests In The Use Of Electronic Money


  • Hasa Nurrohim Kurniawan Putra Universitas Pembangunan Nasional Veteran Yogyakarta
  • Shinta Heru Satoto Universitas Pembangunan Nasional Veteran Yogyakarta



financial literacy, financial capacity, perception, consumer behavior, electronic money


This study aims to examine the influence of the variables of financial literacy, financial capability, perceived ease of use, and perceived usefulness on interest in using electronic money. The study was conducted in the Yogyakarta community and collected as many as 103 respondents. The results showed that financial capacity and perceived convenience have a positive effect on the interest in using electronic money in the people of Yogyakarta. Meanwhile, financial literacy and perceived benefits do not affect the interest in using electronic money in Yogyakarta society


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