Elinzano, Gerand Boy O., and Michelle Renee D. Ching. “Factors That Lead to Adoption and Use of Online Bank Account Opening through E-KYC Using UTAUT and Its Extensions”. RSF Conference Series: Engineering and Technology 2, no. 1 (April 22, 2022): 85–94. Accessed November 8, 2024. https://proceeding.researchsynergypress.com/index.php/cset/article/view/508.